Consumer Management
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What should it cost to feed my two kids and myself?
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Families have different circumstances that can influence how much money they spend on food. However, we do have some information on the average amount spent by families for food for a week or for a month. The USDA publishes a cost of food guide for four different levels of spending at the following web site, http://www.cnpp.usda.gov/USDAFoodCost-Home.htm
Reference: Center for Nutrition Policy and Promotion, USDA
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What is the cost of raising a child?
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The USDA issues a report listing the expenditures on children by families including housing, food, clothing, child care, education, health care, transportation and miscellaneous expenses. A chart listing these expenditures can be found at the website: http://www.cnpp.usda.gov/Publications/CRC/crc2007.pdf
Reference: Center for Nutrition Policy and Promotion, USDA
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I understand that some banks or companies will check my credit report before they approve a credit card or loan application. How do I know what information is in that report?
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The only way to know what is in your credit report file is to ask to see a copy of it. A new law allows each individual to request a copy of their credit report once a year at no cost. To learn how to request a report follow the instructions listed at http://www.extension.iastate.edu/finances/personal/credit_report.htm
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Related Information:
- Money Mechanics: Credit
- Iowa State University Extension Publication covering advantages and disadvantages of credit; cost of credit; and how much credit you can afford
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